Travel Insurance

Travel insurance is an essential part of any vacation, and is particularly important when doing a winter sports holiday. While there are many different insurance options, there are a few key considerations to keep in mind when buying insurance for a holiday to Niseko. Not all holiday insurance is the same, and it’s important to get the right coverage before departing on your dream holiday.

Winter Sports Coverage

When purchasing a travel insurance policy, it is important that you have coverage for winter sports. Most often this is simply an additional option when adding your holiday details. If you need to make a claim related to winter sports activities, it is essential that you have coverage specifically for winter sports. If this option is not shown when selecting your policy, it is best to contact the policy provider.

Backcountry Coverage

If you plan to do any kind of backcountry skiing, snowboarding, hiking or touring in winter, you must make sure your policy includes coverage specifically for backcountry activities.

In Niseko there is a system of gates which allow skiers and snowboarders to access a huge area of powder terrain. These areas are unpatrolled and, importantly, considered backcountry. This is very important to note because if you need to make an insurance claim related to backcountry skiing or snowboarding, you are likely to only receive coverage if your policy specifically covers backcountry activities.

This kind of coverage is often overlooked, but is very important to have. It is important to note that if you select winter sports coverage, that doesn’t necessarily mean you will automatically have backcountry coverage. Speak to your policy provider to make sure you have the policy which is right for you.